Unclaimed tax refunds from years you may not have filed — and a Canadian pension most people never find out they have.
Free to check. No signup.
See if this applies to meWork permit, study permit, PR, or Canadian. If you earned income in Canada and don't live there now, this is for you.
Four questions. No account, no documents. Tells you whether there's likely something here worth your time.
Everything you're owed is visible in your own CRA account — which is hard to get into from outside Canada. We show you how, free.
Upload your slips. We read them and show you which years were never filed, what credits you're sitting on, and what your pension is worth.
Four questions, no account, no payment. We just need you to confirm you've read the terms first.
The CRA generally accepts returns going back ten years. Most people who worked in Canada and left assume the door closed behind them. It didn't.
The ten-year window moves. If you worked in Canada in 2016, that year comes off the table this year and doesn't come back.
The GST/HST credit and provincial credits don't stop on their own. Payments made after you stopped being a resident become a debt you owe, with interest. Most people find out years later.
Every paycheque in Canada, you and your employer both paid into the Canada Pension Plan (or the Quebec Pension Plan). Those contributions don't get refunded when you leave. They sit in your record, and become monthly payments for life once you turn 60 or 65.
Both of you paid in
Nothing was refunded
Monthly, for life
No residency or citizenship requirement. Paid to a bank account anywhere in the world.
Nobody will contact you. You have to apply.
Two-year diploma, then three years on a post-graduation work permit. Filed the working years, never filed the student years, never claimed tuition.
Four unfiled years, an unused tuition carryforward, and a partial departure year. Pension: about $165/month at 65.
Illustrative example. Individual results vary.
Six years working, filed every year, left in March. Never told the CRA she'd gone — kept receiving quarterly credits for two years afterwards.
A departure-year refund, and a benefit balance owing that offsets part of it. Pension: about $340/month at 65. The refund is real. So is the debt. Better to know.
Illustrative example. Individual results vary.
Three eight-month contracts across four years. Never filed once — assumed the deductions were final.
Three unfiled years plus benefit credits never issued. Pension: about $80/month at 65.
Illustrative example. Individual results vary.
One PDF, built from your slips. Everything you need to file, in the order to file it.
Written around your actual years, employers, and figures — with the CRA access guide included.
Upload your slips. We read them. About 10 minutes.
Reading your documents and showing you what we found is free. You only pay to unlock the guide once you've seen your numbers.
Two situations where you're better off somewhere else.
→ You don't need this. File normally — everything here is about recovering money after you've left.
→ Your departure return is more complicated than this. Speak to an accountant who handles cross-border returns.
We show you exactly what to file, which year's form to use, and where to mail it. You sign it and send it. Returns filed after you've left Canada can't be submitted online anyway — they have to go by post.